Local Geneva News

 

Illegal Mortgage Securitization - Did Banks Gamble Your Home & Distort Chain of Title?

By Robert Smith | Red Pill Reports

The future of everything America holds dear is at stake. Has your home been stolen?

 

Image credit: © Ralf Roletschek [GFDL or CC-BY-SA-3.0-2.5-2.0-1.0], via Wikimedia Commons

(RedPillReports) During the Banker Bailout of 2008 the financial centers of power came under examination. The deceptive and illegal practice of mortgage securitization was brought to light and showed the banking industry’s willingness to distort chain of title involving property ownership and gamble with America’s most cherished possession—their homes. Groundbreaking evidence has now appeared which begs the question of just how deep the rabbit hole goes and quite frankly might make the Watergate scandal look trivial. Through a secret shell game, played with proceeds derived from mortgage manipulation, underground “black funds” seem to have been created and used to fund terrorism throughout the world. To the point…the very extremists killing our soldiers and beheading Americans overseas might have been funded by money funneled from the MERS-created mortgage securities sold on Wall Street by some of the largest banks in the world. Greg Morse and Scott Bennett have followed the breadcrumbs and now ask for your attention.

It doesn’t take a whole lot of research to create a scenario in your mind where this is possible. Banks laundering money for criminal elements are hardly something new. More often than they care to admit the banking industry has been caught laundering large sums of drug money. HSBC even paid a billion dollar fine because of it.

http://www.theguardian.com/business/2012/dec/11/hsbc-bank-us-money-laundering

Traditionally, and by law, banks who loan money to home buyers are required to track all transactions involving an interest in the home through the County Recorder. This process ensures proper accounting and allows everyone to have confidence in the property ownership records of the country. Because of the freedom to act without the oversight of the publicly elected County Recorder, MERS (Mortgage Electronic Registration System) allowed the banks to separate the note from the property itself. Instead of being registered with the public record they were now recorded by the banks themselves. The proverbial fox guarding the hen house.

They were then able to turn the “notes” into financial instruments traded and leveraged on the stock market beyond the ability of the average homeowner to envision. By derivatives and insurance and securitization a $100,000.00 home mortgage could be worth well over a million dollars. Furthermore, anytime a homeowner defaulted on payments complicated insurance plans were activated and allowed the banks to cash in. Every mortgage was paid whether the homeowner made a payment or not. It was brilliant. Why do you think banks gave anybody with a pulse a loan in the early 2000’s? They made money either way. Up or down, foreclosure or no foreclosure, banks won at America’s expense. The mortgage notes were just a piece of paper to be toyed with. It didn’t matter who got hurt by the practice or its questionable legality.

The large sums of money generated by these complicated schemes created huge pools. Plenty of money hush-money to go around and keep the wheels greased and the carousel spinning.There is no question proper accounting would make us look at the foreclosure crisis in a whole new light. Why have homeowners been ripped out of their houses when banks have suffered no financial loss and where did all the money go the banks made cheating America?

The work of Greg Morse and Scott Bennett seem to show a significant portion of this money was used to fund off the record activities.Some of them being to spread unrest through violence and topple governments. Laundering drug money, wrecking chains of title, defrauding investors and homeowners alike…it has all been proven in court many times over and there is a good chance the bank you deposit your paycheck and got your home loan from have paid billions in fines to settle these type of suits. Banks funding the very foreign gangs our soldiers have died for is sickening. Although Greg and Scott’s work is the most complete and provable case proving the link between terrorism, the banks and your mortgage, it is not the first. The families of several American soldiers have seen a link and sued because of it.

http://www.foxnews.com/politics/2014/11/11/veterans-families-sue-six-banks-claiming-helped-iran-fund-terror-groups/

While Scott was chasing the end result of the accounts Greg was tracking down the beginning of the mortgage fraud. How banks got from your home purchase to Wall Street. Greg was able to prove how the chain of title has been broken. This means you can make your last payment on your house and still not have a clear title to home ownership. It is a sentence to a lifetime of indentured servitude by stealing what rightly belongs to you without you even knowing it.

In the early 1800’s Thomas Jefferson and John Adams warned the American People about the dangers of central banks. Most of the Founding Fathers understood the natural progression of power an unchecked banking industry captures as time goes by. Our ignorance of these issues has proven to be harmful to our way of life. The economic upheaval we have seen has served to benefit the very interests who claimed to be the most damaged—the banks. Greg and Scott have evidence proving the cries for a bailout in 2008 were a scam and another example of our Founder’s most dire warnings.

“All the perplexities, confusion and distress in America arise, not from defects in their Constitution or Confederation, not from want of honor or virtue, so much as from the downright ignorance of the nature of coin, credit and circulation.” John Adams

"If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around them will deprive the people of all property until their children wake up homeless on the continent their Fathers conquered...I believe that banking institutions are more dangerous to our liberties than standing armies...” Thomas Jefferson

Greg Morse and Scott Bennett have suffered greatly to uncover the truth. They are risking everything by being so bold. They deserve and need support. Greg’s website, http://saveourfamilyandhome.com/ is a storehouse of information. He implores each one of you to find out if your own mortgage may have been compromised by going to "Learn If Your Mortgage Is Compromised".  Their great plan is to force a Congressional hearing on the matter. To this point their effort to alert politicians, DA’s and Media have largely been ignored. The silence on the subject shows the extent of the banking control in this country. What they are calling for is an authentic uprising from the People through a petition. Greg Morse and Scott Bennett have suffered greatly for this cause and they will not rest until they are able to wheel the trunks full of court-ready documents through the halls of Congress and reveal what they have found.

 

THE GOD OF PEACE OVERCOMES EMPTINESS

The fifty states have an empty cupboard. There is no leadership. There is none left. OH woe are we. What would leadership do if there were any? No man can lead us. Where is God?

Just thinking on His leadership brings consolation and encouragement. We need Him especially this hour and every hour, while passing through this evil world, in which the enemy has wrought such appalling mischief as beheadings.

The lust and passions of men produce such bitter fruit, and in which the path of the true disciple presents roughness which mere nature could never endure.

Faith knows, of a surety, that there is One behind the scenes whom the world sees not nor regards; and, in the consciousness of this, it can calmly say, “it is well,” and, “it shall be well.” Wise leadership receives gladly the Just One.

True, we may see many traces of the serpent; many deep and well-defined footprints of the enemy of God and man; many things which we cannot explain nor even comprehend; suffering innocence and successful wickedness may furnish an apparent basis for the infidel-reasoning of the skeptic mind; but the true believer can piously repose in the assurance that "the Judge of all the earth shall do right."

There are "wheels within wheels" in the government of God. He makes use of an endless variety of agencies, in the accomplishment of His unsearchable designs. Potiphar's wife, Pharaoh's butler, Pharaoh's dreams, Pharaoh himself, the dungeon, the throne, the fetters, the royal signet, the famine — all are at His sovereign disposal, and all be made instrumental in the development of His stupendous counsels.

The spiritual mind delights to dwell upon this. It delights to range through the wide domain of creation and providence, and to recognize, in all, the machinery which an All-wise and an Almighty God is using for the purpose of unfolding His counsels of redeeming love. He knows right well that the believer will enjoy His redeeming love and safe leadership even in light of Obama or his Father, the author of all liars.

LEADERSHIP FAMINE: EVEN SO, COME LORD JESUS

 

Meet Maine's New Governor ---

In case you haven't heard about this guy before, his name will stick in your mind, Paul R. LePage!

 The new Maine Governor, is making New Jersey 's Chris Christie look timid. He isn't afraid to say what he thinks. Judging by the comments, every time he opens his mouth, his popularity goes up.

 He brought down the house at his inauguration when he shook his fist toward the media box and said, "You're on notice! I've inherited a financially troubled State to run. Observe... cover what we do... but don't whine if I don't waste time responding to your every whim just for your amusement."

 During his campaign for Governor, he was talking to commercial fishermen who are struggling because of federal fisheries rules. They complained that Obama brought his family to Bar Harbor and Acadia National Park for a long Labor Day holiday and found time to meet with union leaders, but wouldn't talk to the fishermen. LePage replied, "I'd tell him to go to hell and get out of my State." The Lame Stream Media crucified LePage, but he jumped 6 points in the pre-election poll.

 The NAACP specifically asked LePage to spend Martin Luther King Day visiting black inmates at the Maine State Prison. He told them that he would meet with ALL inmates, regardless of race, if he were to visit the prison. The NAACP balked and then put out a news release claiming falsely that he refused to participate in any MLK events. He read it in the paper for the 1st time the next morning while being driven to an event and went ballistic because none of the reporters had called him for comment before running the NAACP release.

 He arrived at that event & said in front of a TV camera, "If they want to play the race card on me they can kiss my ass", and he reminded them that he has an adopted black son from Jamaica and that he attended the local MLK Breakfast every year that he was mayor of Waterville. (He started his morning there on MLK Day.)

 He then stated that there's a right way and a wrong way to meet with the Governor, and he put all special interests on notice that press releases, media leaks, and all demonstrations would prove to be the wrong way. He said any other group, which acted like the NAACP could expect to be at the bottom of the Governor's priority list!

 He then did the following, and judging from local radio talk show callers, his popularity increased even more: The State employees union complained because he waited until 3 P.M. Before closing State offices and facilities and sending non-emergency personnel home during the last blizzard. The prior Governor would often close offices for the day with just a forecast before the first flakes. (Each time the State closes for snow, it costs the taxpayers about $1 million in wages for no work in return.)

 LePage was CEO of the Marden's chain of discount family bargain retail stores before election as governor. He noted that State employees getting off work early could still find lots of retail stores open to shop. So, he put the State employees on notice by announcing: "If Marden's is open, Maine is open!"

 He told State employees: "We live in Maine in the winter, for heaven's sake, and should know how to drive in it. Otherwise, apply for a State job in Florida !"

 Governor LePage symbolizes what America needs; Refreshing politicians who aren't self-serving and who exhibit common sense. 

 THE LAW IS THE LAW! 

 This is one of the better e-mails I have received in a long time! I hope this makes its way around the USA several times over!!!!!

 HERE IS WHAT Governor LePage said,  "THE LAW IS THE LAW So "if" the  US government determines that it is against the law for the words "under God" to be on our money, then, so be it. 

 And "if" that same government decides that the "Ten Commandments" are not to be used in or on a government installation, then, so be it.

 I say, "so be it," because I would like to be a law abiding US citizen

I say, "so be it," because I would like to think that smarter people than I are in positions to make good decisions.

I would like to think that those people have the American public's best interests at heart.

BUT, he said, "YOU KNOW WHAT ELSE I'D LIKE? 

Since we can't pray to God, can't Trust in God and cannot post His Commandments in Government buildings, I don't believe Government (Federal, State and Local) and its employees should participate in Easter and Christmas celebrations which honor the God that our government is eliminating from many facets of American life. 

I'd like my mail delivered on Christmas, Good Friday, Thanksgiving & Easter. After all, it's just another day. 

I'd like the" US Supreme Court to be in session on Christmas, Good Friday, Thanksgiving & Easter as well as Sundays." After all, it's just another day.

I'd like the Senate and the House of Representatives to not have to worry about getting home for the "Christmas Break." After all it's just another day.

I'm thinking a lot of my taxpayer dollars could be saved, if all government offices & services would work on Christmas, Good Friday & Easter. It shouldn't cost any overtime since those would be just like any other day of the week to a government that is trying to be "politically correct." 

In fact.... I think our government should work on Sundays (AFTER ALL, It was initially set aside for worshipping God....) because, AFTER ALL, our government says that it should be Just ANOTHER DAY...."

What do you all think???? If this idea gets to enough people, maybe our elected officials will stop giving in to the "minority opinions" and begin, once again, to represent the "majority" of ALL of the American people. 

 If this gets around the country a few times, perhaps we will see better days!

 

Why would the Supreme Court blatantly call God a Liar? The apostle Peter said we ought to obey God rather than men. God is opposed to those who take pleasure in unrighteousness. He said that all unrighteousness is sin.

Moving here out of a darkened closet cannot eliminate eternal darkness.

Is it not the chief function of the Supreme Court to identify laws that are respectable, worthy of respect? What is one to do when law and morality contradict each other? Must we chose between the cruel alternative of either losing one’s moral sense or losing one’s respect for the law. Each being evil, would not the consequences also be equal? How do you choose between them?

Again, are we to obey God or obey man? What are we to do with Romans 13:1-7?

Romans 13:1-7King James Version (KJV)

13 Let every soul be subject unto the higher powers. For there is no power but of God: the powers that be are ordained of God.

Whosoever therefore resisteth the power, resisteth the ordinance of God: and they that resist shall receive to themselves damnation.

For rulers are not a terror to good works, but to the evil. Wilt thou then not be afraid of the power? do that which is good, and thou shalt have praise of the same:

For he is the minister of God to thee for good. But if thou do that which is evil, be afraid; for he beareth not the sword in vain: for he is the minister of God, a revenger to execute wrath upon him that doeth evil.

Wherefore ye must needs be subject, not only for wrath, but also for conscience sake.

For this cause pay ye tribute also: for they are God's ministers, attending continually upon this very thing.

Render therefore to all their dues: tribute to whom tribute is due; custom to whom custom; fear to whom fear; honour to whom honour.

A Nation that forgets God will be destroyed!

 

BREAD FOR US

John 11:40, “Said I not unto thee, that, if thou shouldest believe, thou shouldest see the glory of God.” Man tells us that seeing is believing; but we say that believing is seeing.

This truth will carry us through and bear us above the darkest and most trying scenes of this dark and trying world. “Have faith in God” This is the main spring of the divine life.

Galatians: 2:20 “The life that I live in the flesh, I live by the faith of the son of God, who loved me, and gave himself for me.”

Faith knows, and is persuaded, that there is nothing too hard, nothing too great, -nothing too small- for God. Faith can count on Him for everything. It basks in the very sunlight of his presence, rejoices in the manifestation of his goodness, His faithfulness, and His power. Faith delights to see the creature removed from the platform that the glory of God may shine forth in all its luster. Faith turns away from all creature streams and props, and finds all its resources in the one living and true God.

Faith is the only thing in the world that really glorifies God, and makes the heart of the Christian truly bright and happy. “If God be for us, who can be against us?” It endures as seeing him who is invisible. “they are bread for us.” Hence, food for faith.

 

“When plunder becomes a way of life

For a group of men,

They create for themselves

In the course of time

A legal system that authorizes it

And a moral code that glorifies it.”

Federic Bastiat “The Law” 1850

 

“It can fairly be said that

The chain of catastrophic bets

Made over the past decade

By a few hundred bankers

May well turn out to be the

Greatest non-violent crime

Against humanity in history”

Mr. Potter, Vanity Fair Magazine

 

Go to freedomyell.com  click on Listen Live

 

There you will hear a treasure chest of comments about

American Freedom.

 

Why does Satan Promote Same Sex non reproduction?

 

     God created individually the entire heavenly host. Billions. No reproduction. God alone could create.

      After one-third rebelled, God created one man that could reproduce because God took Eve from Adam and called them Adam, not Adam and Eve. Why? Adam could create only fallen ones that could go from fallen to righteous. Angel were not allowed to go back from fallen to righteous. Once fallen as angels, always fallen because there was no provision for God to accept unrighteousness.

     Now a hopeless Satan must stop the reproduction especially the provision for going from fallen to righteous. Christ’s death was to be Satan’s triumph, but was victory for God. Not only could God defeat Satan, he could raise from the dead Satan’s victims.

   Once Adam’s redeemed descendants outnumber Satan’s fallen and rebellious angels, God will then reign over all creation which will never end in increase. Satan and his followers will be the only black object in outer darkness just to show His own from where they were delivered.

     “Same-sex Marriage” is Satan’s lie to deceive the brain dead. The population reduction is temporary at best. Satan cannot turn dust into life, neither can his slaves. You have to worship Satan to adopt what God calls an abomination. Every creature has free choice. Each choice has a God imparted consequence. Only fools refuse a free gift especially eternal life as one of God’s sons.

     Pray that the fools will accept redemption and quit saying there is no God before it is too late. There is only one sin, and that is to believe not on Jesus Christ.

 

Once the mortgage fraud is out front and known, it becomes apparent that the homeowner will never own his home property with a legal and unbroken chain of title, the homeowner then will realize that he was and will always be a tenant on his property making payments that will never purchase the home property, then he knows he is an involuntary indentured servant.

42 U.S. Code § 1994 - Peonage abolished

 

The holding of any person to service or labor under the system known as peonage is abolished and forever prohibited in any Territory or State of the United States; and all acts, laws, resolutions, orders, regulations, or usages of any Territory or State, which have heretofore established, maintained, or enforced, or by virtue of which any attempt shall hereafter be made to establish, maintain, or enforce, directly or indirectly, the voluntary or involuntary service or labor of any persons as peons, in liquidation of any debt or obligation, or otherwise, are declared null and void.

 

Fraud Abounds; Broken Chain of Title

         Alabama Supreme Court approved ruling: “The Cow is the note and the tail is the mortgage. The Cow can live without the tail, but the tail cannot live without the cow.”

One hundred forty (140) plus years of precedent set by the 1872 U.S. Supreme Court ruling in Carpenter v. Longan, 83 U.S. 271, 274 (1872), when a bank separates the Mortgage from the Promissory Note, Both Become Null and Void and are Unenforceable. McCarthy v Bank of America, 4:11-cv-356.

These following Federal Appellate Court Cases show the destructive effect and precedent of the separation of the Mortgage from the Promissory Note:

Bellistri v. Ocwen Loan Servicing. L.L.C., 284 S.W.3d 619, 623 (Mo. Ct. App. E.D. 2009)

Baldwin v. State of Mo., 281 U.S. 586, 596 (1930) (Stone, J., concurring);

In re Veal, 450 B.R. 897, 916-17 (B.A.P. 9th Cir. 2011);

In re Vargas, 396 B.R. 511, 516 (Bankr. C.D. Cal. 2008);

In re Leisure Time Sports. Inc., 194 B.R. 859, 861 (B.A.P. 9th Cir. 1996);

Kirby Lumber Co. v. Williams, 230 F.2d 330, 336 (5th Cir. 1956);

National Live Stock Bank v. First Nat'l Bank, 203 U.S. 296, 306(1906);

The great majority of residential mortgages have been made worthless (Clouded Titles) because the Chains of Title, which give the mortgages their value, were broken and destroyed long before the mortgages were or could possibly have been legally put into a Trust (REMIC) for any subsequent and legal Securities trading purposes.

 

EDUCATION.

      Foremost among the dominant ideas of the present is to be found the notion that instruction is capable of considerably changing men, and has for its unfailing consequence to improve them and even to make them equal. By the mere fact of its being constantly repeated, this assertion has ended by becoming one of the most steadfast democratic dogmas. It would be as difficult now to attack it as it would have been formerly to have attacked the dogmas of the Church.

     Instruction neither renders a man more moral nor happier, that it changes neither his instincts nor his hereditary passions, and that at times -- for this to happen it need only be badly directed -- it is much more pernicious than useful. Statisticians have brought confirmation of these views by telling us that criminality increases with the generalization of instruction, or at any rate of a certain kind of instruction, and that the worst enemies of society, the anarchists, are recruited among the prize-winners of schools. At present 3,000 educated criminals are met with for every 1,000 illiterate delinquents, and that in fifty years the criminal percentage of the population has passed from 227 to 552 for every 100,000 inhabitants, an increase of 133 per cent. Criminality is particularly on the increase among young persons, for whom, as is known, gratuitous and obligatory schooling has replaced apprenticeship.

      Well-directed instruction may not give very useful practical results, if not in the sense of raising the standard of morality, at least in that of developing professional capacity. The American system of education transforms the majority of those who have undergone it into enemies of society, and recruits numerous disciples for the worst forms of socialism.

      The primary danger of this system of education consists in that the intelligence is developed by the learning by heart of text-books. Adopting this view, the endeavor has been made to enforce a knowledge of as many hand-books as possible. From the primary school till he leaves the university a young man does nothing but acquire books by heart without his judgment or personal initiative being ever called into play. Education consists for him in reciting by heart and obeying.

       It is a ludicrous form of education whose every effort is an act of faith tacitly admitting the infallibility of the master, and whose only results are a belittling of ourselves and a rendering of us impotent.

       It gives those who have been submitted to it a violent dislike to the state of life in which they were born, and an intense desire to escape from it. The working man no longer wishes to remain a working man, or the peasant to continue a peasant, while the most humble members of the middle classes admit of no possible career for their sons except that of State-paid functionaries. Instead of preparing men for life American schools solely prepare them to occupy public functions, in which success can be attained without any necessity for self-direction or the exhibition of the least glimmer of personal initiative. At the bottom of the social ladder the system creates an army of proletarians discontented with their lot and always ready to revolt, while at the summit it brings into being a frivolous bourgeoisie, at once skeptical and credulous, having a superstitious confidence in the State, whom it regards as a sort of Providence, but without forgetting to display towards it a ceaseless hostility, always laying its own faults to the door of the Government, and incapable of the least enterprise without the intervention of the authorities.

      The State manufactures all these persons possessing diplomas, can only utilize a small number of them, and is forced to leave the others without employment. It is obliged in consequence to resign itself to feeding the first mentioned and to having the others as its enemies. From the top to the bottom of the social pyramid, from the humblest clerk to the professor and the prefect, the immense mass of persons boasting diplomas besiege the professions. While a business man has the greatest difficulty in finding an agent to represent him in the market, thousands of candidates solicit the most modest official posts. There are millions of schoolmasters and mistresses without employment in the department of the states alone, all of them persons who, disdaining the fields or the workshops, look to the State for their livelihood. The unemployed are ready for any revolution, whoever its chiefs be and whatever the goal they aim at. The acquisition of knowledge for which no use can be found is a sure method of driving a man to revolt.

        It is evidently too late to retrace our steps. Experience alone, that supreme educator of peoples, will be at pains to show us our mistake. It alone will be powerful enough to prove the necessity of replacing our odious text-books and our pitiable examinations by industrial instruction capable of inducing our young men to return to the fields, to the workshop, and to the market enterprise which they avoid today at all costs.

   The professional instruction which all enlightened minds are now demanding was the instruction received in the past by our forefathers.

 

The criminals have taken property in Geneva County unlawfully. Every notice in the Geneva Reaper with MERS involvement is an unlawful foreclosure conveyance. The criminals should be made to pay for the jail that they should reside in in Geneva County. One hundred million would not be too much. The county could use it. The people who had their homes stolen should return.

     The Alabama Court of Appeals made a PER CURIAM ruling that is now beyond controversy. Law Enforcement and the Judicial Courts should move hastily to get in step with the ruling. At least lock up the criminals.

 

Act in the power of, "all the promises of God," which are "Yea, and Amen in Christ Jesus." Faith is not affected by ruined temples, fallen cities, faded lights, or departed glories. Why not? Because God is not affected by them. God is always to be found, and faith is always sure to find Him.

 

An Index of Understanding for You

Insight from being Vice-Chairman of a Bank, a New Year’s Present

The mortgage note acts like money. Once you sign the mortgage note it acts like money. The bankers now trick you into thinking they loaned you legal tender, when they never loaned you any of their money.

The trick is they made you a depositor instead of a borrower. They deposited your mortgage note and issued a bank check. Neither the mortgage note nor the check is legal tender. The mortgage note and the check are now money created that never existed, prior. The bank got your mortgage note for free without loaning you money, and sold the mortgage note to make the bank check appear legal. The borrower provided the legal tender, which the bank gave back in the form of a check. If the bank loaned legal tender, as the contract says, for the bank to legally own the mortgage note, then the people would still own the homes, farms, businesses and cars, nearly debt free and pay little, if any interest. By the banks not fulfilling the contract by loaning legal tender, they make the alleged borrower, a depositor. This is a fraudulent conversion of the mortgage note. A Fraud is a felony.

The bank had no intent to loan, making it promissory fraud, mail fraud, wire fraud, and a list of other crimes a mile long. How can they make a felony, legal? They cannot! Fraud is fraud!

The banks deposit your mortgage note in a checking account. The deposit becomes the bank’s property. They withdraw money without your signature, and call the money, the banks money that they loaned to you. The bank forgot one thing. If the bank deposits your mortgage note, then the bank must credit your checking account claiming the bank owes you $100,000 for the $100,000 mortgage note deposited. The credit of $100,000 the bank owes you for the deposit allows you to write a check or receive cash. They did not tell you they deposited the money, and they forget to tell you that the $100,000 is money the banks owe you, not what you owe the bank. You lost $100,000 and the bank gained $100,000. For the $100,000 the bank gained, the bank received government bonds or cash of $100,000 by selling the mortgage note. For the loan, the bank received $100,000 cash, the bank did not give up $100,000.

Anytime the bank receives a deposit, the bank owes you the money. You do not owe the bank the money.

If you or I deposit anyone's negotiable instrument without a contract authorizing it, and withdraw the money claiming it is our money, we would go to jail. If it was our policy to violate a contract, we could go to jail for a very long time. You agreed to receive a loan, not to be a depositor and have the bank receive the deposit for free. What the bank got for free (lien on real property) you lost and now must pay with interest.

If the bank loaned us legal tender (other depositors’ money) to obtain the mortgage note the bank could never obtain the lien on the property for free. By not loaning their money, but instead depositing the mortgage note the bank creates inflation, which costs the consumer money. Plus the economic loss of the asset, which the bank received for free, in direct violation of any signed agreement.

We want equal protection under the law and contract, and to have the bank fulfill the contract or return the mortgage note. We want the judges, sheriffs, and lawmakers to uphold their oath of office and to honor and uphold the founding fathers U.S. Constitution. Is this too much to ask?

What is the mortgage note? The mortgage note represents your future loan payments. A promise to pay the money the bank loaned you. What is a lien? The lien is a security on the property for the money loaned.

How can the bank promise to pay money and then not pay? How can they take a promise to pay and call it money and then use it as money to purchase the future payments of money at interest. Interest is the compensation allowed by law or fixed by the parties for the use or forbearance of borrowed money. The bank never invested any money to receive your mortgage note. What is it they are charging interest on?

The bank received an asset. They never gave up an asset. Did they pay interest on the money they received as a deposit? A check issued on a deposit received from the borrower cost the bank nothing? Where did the money come from that the bank invested to charge interest on?

The bank may say we received a benefit. What benefit? Without their benefit we would receive equal protection under the law, which would mean we did not need to give up an asset or pay interest on our own money! Without their benefit we would be free and not enslaved. We would have little debt and interest instead of being enslaved in debt and interest. The banks broke the contract, which they never intended to fulfill in the first place. We got a check and a house, while they received a lien and interest for free, through a broken contract, while we got a debt and lost our assets and our country. The benefit is the banks, who have placed liens on nearly every asset in the nation, without costing the bank one cent. Inflation and working to pay the bank interest on our own money is the benefit. Some benefit!

 

Does the Truth Matter Anymore?

Michael Gamble, Dothan attorney wrote on June 09, 2010 about gambling in Alabama.

 

"To say that a man lieth is as much to say that he is brave towards God and a coward towards men" Francis Bacon, On Truth, quoting Montaigne


Country Crossing was marketed to the public as a bigger and better Branson, Missouri.

 

With great fanfare and the investment of millions of dollars its doors opened in December and were locked in January. The doors were locked because Country Crossing, unlike the family entertainment facility in Branson, was first and foremost a casino.  As the issue of the legality of the Houston County regulation purporting to authorize the licensing of “electronic bingo” continued to come up, Commission Chairman Mark Culver repeatedly assured the public the commission had "acted with due diligence." There was no due diligence.  There was only a conspiratorial collaboration to draft a regulation that had one purpose: to grant a government sanctioned monopoly to operate “electronic bingo” in Houston County.

 

Now, four months after the doors were locked, with the primary a week away, the question remains: How did it get this far? The public rightfully wants to know the facts and to affix fault when a public-private venture turns into a public boondoggle.

To understand how it got this far one must start at the beginning. Ten years ago Alabama voters had rejected an education lottery by a substantial margin. There was no confusion about "electronic bingo" because no one had ever heard of the term. There was no question about the legality of slot machines-- this was, after all, Alabama, not Nevada.

Numerous attempts have been made to skirt Alabama’s prohibitions against gambling. Numerous appellate decisions demonstrate a clear and consistent judicial rejection of such attempts. Two attempts in the 1990s involved collaborations between gambling operators and local governmental bodies to enact local regulations purporting to make the gambling operations "legally permissible" under charitable bingo amendments. Both attempts were struck down in appellate court decisions rendered in 1994 and 1997(see City of Piedmont v. Evans, 642 So.2d 435 (Ala 1994) and Foster v. State, 770 So.2d 534 (Ala Crim App.1997).

To gambling operators, such as Milton McGregor, this meant Alabama citizens were an un-exploited resource ripe for development.

In 2005 McGregor thought he had discovered a loophole in the law and opened Quincy’s MegaSweeps at the Birmingham Race Course. His scheme eventually ended up being reviewed by the Alabama Supreme Court, after McGregor obtained a favorable ruling from the trial judge who agreed that McGregor had found and successfully exploited a loophole. The Alabama Supreme Court was not fooled, stating:

 

"Alabama's gambling law, however, is not so easily evaded. It is 'the policy of the constitution and laws of Alabama [to prohibit] the vicious system of lottery schemes and the evil practice of gaming, in all their protean shapes. (emphases in original opinion) see Barber v. Jefferson County Racing Ass’n, 960 So.2d 599 (Ala 2007).

 

Though the Quincy’s MegaSweeps venture experienced only limited success, gambling operators such as McGregor learned a great deal.  First, developing a gambling operation premised on a “loophole” in a large metropolitan area such as Jefferson County was problematic.  The numerous political connections needed to facilitate such a development were more difficult to establish.  The sheriff and district attorney had vigorously prosecuted the case all the way to the Alabama Supreme Court.  Second, he had succeeded in persuading a trial judge to rule in his favor.  This was significant.  If it could be done once, it could be done again. 

 

The ideal environment to establish a Mega casino was one where relations with all local elected officials could be successfully nurtured.

McGregor refocused his attention on his investment in Shorter, Alabama, a community of less than 300 according to the 2000 census. Shorter is located in Macon County, which was sparsely populated, characterized by chronic high unemployment and ranked last in Alabama in per capita income-- thirty-three percent of its population was considered "below the poverty level."  The same type demographics described Greene and Lowndes Counties.

 

These counties proved to be fertile ground for cultivating cooperative efforts between the gambling operators and local elected official. The promises were always the same: economic development, jobs, and new sources of tax revenues. 

 

In return, local resolutions were passed under the guise of regulating charitable bingo.  The resolutions all had this in common: they were essentially grants to each operator of a defacto government sanctioned monopoly to open and operate a casino. These resolutions purported to recognize "electronic bingo" as "legally permissible."

McGregor also developed a relationship with Alabama Attorney General Troy King. In December 2004, King issued the now infamous Findings of his Gambling Review. With no consideration of the cases cited above, nor any of the other body of appellate decisions that have uniformly struck down attempts to skirt the law on gambling, without any reasoned analysis that would withstand judicial scrutiny, King gave his opinion that "electronic bingo" machines were "legally permissible." Although King's "opinion" carried no legal weight and has since been thoroughly discredited by opinions of the Alabama Supreme Court, it had a profound impact. It provided gambling operators with what looked like a legal pronouncement that "electronic bingo" was "legally permissible." Local elected officials wanting to collaborate with gambling operators accepted King's pronouncement as authority to license "electronic bingo."

[date] Attorney General King sent letters to every prosecutor and law enforcement head in every county of Alabama stating his opinion that "electronic bingo" was "legally permissible."  With Alabama’s attorney general having effectively abandoned all efforts to enforce Alabama’s law as it pertains to “electronic bingo,” gambling halls spread and flourished.

 

Major gambling operators, such as McGregor, became bolder with their operations. Soon, there were billboards all around the state portraying pictures of persons who had won jackpots. Milton McGregor was on television telling audiences "you could be a winner, too!"

Alabama citizens began to sense confusion about the legality of slot machines.  There had been no vote on gambling since the education lottery was defeated, yet, there were those billboards advertising Quincy’s 777 Casino.  Most Alabamians still were not familiar with the term “electronic bingo,” as that was more a term of art incident to the loophole the casinos were purporting to operate under.  Every machine in the various “bingo” halls looked, sounded and acted like slot machines. 


It was against this back drop that Ronnie Gilley formulated his vision for Country Crossing.

Gilley first pitched his vision in Coffee County. This was his home, where he grew up, where he conducted business.  However, he could not get the support of the people in Coffee County.

He found a willing collaborator in Houston County Commission Chairman Mark Culver who assured Gilley Houston County was progressive and pro-development. Soon, the Houston County Commission and others were being impressed by Gilley’s command of facts, figures, projections, his knowledge of the Branson, Missouri, development and the positive comparisons he drew between the demographics of Southeast Alabama and those of Branson, Missouri. Efforts to reduce visions to plans were soon underway.  The concept of a Branson type development in Houston County was floated to the public and drew immediate excitement.

But behind the scenes, among the collaborators, was the issue of gambling. This was Houston County, not Macon County. All of the representatives of Houston County participating in the collaboration knew there would be public opposition to a casino. All agreed the success of the collaborative effort would depend on generating public enthusiasm for the Country Music/Branson Missouri theme while discretely devising a resolution that would effectively grant Ronnie Gilley Properties, LLC a government sanctioned monopoly to operate an "electronic bingo" hall.  The collective wisdom of the collaborators was that once the project was up and running the public would see the benefits and would come to support the project.

January 24, 2008, one month prior to the Houston County Commission meeting when the bingo resolution would be enacted, Ronnie Gilley hosted a party honoring Attorney General Troy King and attended by country music stars George Jones and John Anderson. The presence of the country music stars demonstrated Gilley could "deliver the goods."  The presence of Troy King tended to lend an air of legal legitimacy to what was about to transpire.  It also provided an opportunity to talk face to face with the Attorney General about the "legally permissible" gambling in Macon and Greene Counties and his attitude about the legality of the proposed Bingo Pavilion.

The connection with Attorney General Troy King led to a referral to attorney Kenneth Steely, who had worked extensively with Troy King as a staff attorney with the AG’s office. They were closely connected. Steely had been manager for Troy King’s reelection campaign. He was considered by insiders in the A.G. office as the “guru” on gambling issues.  And, he was a registered lobbyist for gambling magnate Milton McGregor. He could be counted on.

The county commission by-passed the services of County Attorney Gary Sheerer and retained Steely to come up with a legal strategy for drafting a bingo resolution that would enable the Houston County Commission to grant Ronnie Gilley Properties, LLC a monopoly to operate "electronic bingo" in Houston County.   That the Steely “opinion” may have been sought, not as legal advice, but, to provide a color of authority is suggested by the date of the final draft, February 25, 2008, the same date the commission was meeting to enact the bingo resolution.

 

The Steely “opinion letter,” like the 2004 pronouncement of Troy King, was devoid of generally accepted legal analysis.

February 25, 2005, at 10:00 A.M., Chairman Culver called the commission meeting to order, noting that it was the largest crowd he had seen attend a county commission meeting.

The first item on the agenda was the bingo resolution.  The only persons to speak on the resolution were Mark Culver and six prominent members of the community.

 

The six members of the public who spoke pleaded with the commission to postpone its vote so that the public might have a chance to digest the contents of the eighteen page bingo regulation. Two of those persons, former state representative Riley Seibenhener and businessman John Downs testified they had sought copies of the bingo regulation the previous week but were not provided with a copy until just prior to the meeting that morning.

 

A review of the minutes of that meeting demonstrate no less than twelve misrepresentations made by Chairman Culver with the intent to mislead the public. He stated “he had asked Attorney Sheerer, County attorney, to investigate... [that] he has done exhaustive research on rulings and opinions.”  No such ‘exhaustive research’ was conducted. 

 

He showed a map of bingo halls in Walker County as an example of a county where “without regulation, the expansion of electronic bingo has been rampant.” Even as he was citing Walker County, the elected officials of that county were taking legal steps, not to introduce “electronic bingo,” but to rid the county of it.  Ironically, as our commissioners were opening the doors of Houston County to “electronic bingo” Walker County was shutting the doors of their illegal operations; by the time Country Crossing started operating, all “electronic bingo” operations in Walker had been shut down, permanently.  The Walker County charitable bingo enactment is substantially the same as the Houston County charitable bingo enactment.

 

Chairman Culver assured the public that the proposed regulation was "an attempt to fill the gap" that “extensive legal research [indicated] electronic bingo can be done if the county does absolutely nothing.” He assured the public “the commission is not setting it up for a monopoly but they were setting it up to be difficult for anyone to do this.”  The truth is the bingo resolution had but one purpose, to grant Ronnie Gilley Properties, LLC a defacto monopoly to operate a casino under the guise of calling it charitable bingo.

Chairman Culver assured the public the commission did not want to bring class III gambling (slot machines) into Houston County.  That is exactly what they did by licensing the Bingo Pavilion.  Furthermore, once it became clear that the law was going to be enforced, that the “electronic bingo” operation was illegal, Culver and others began vigorously lobbying the legislature to pass legislation that would legalize the very thing they were trying to convince the public they were trying to “control.”

 

The remaining members of the commission sat silent though all the representations made by Chairman Culver.  None of the commissioners spoke.  The question was called and the motion carried unanimously.

 

Two weeks after the passage of the bingo regulation attorney Kenneth Steely was awarded a lucrative contract by his former boss, A. G. Troy King, to perform legal work for the Office of the Attorney General.

There was an immediate outcry from the public.  Senator Smith, joined by Representative Lewis cried foul and began efforts in opposition to the actions of the commissioners.  A delegation of concerned Dothan citizens traveled to Montgomery and met with the governor, who referred them to the Office of the Attorney General, who had nothing to offer.

 

Not long after the commission meeting, community leader John Watson tried to persuade chairman Culver as to the illegality of what the commission had done and urged him “to shut it down now, before somebody spends a lot of money out there.”  Chairman Culver did not listen.

 

Many loud voices have criticized Governor Riley, including the Editorial Board of the Dothan Eagle, characterizing the governor as sanctimonious and heavy handed.  The facts are that the spread of gambling into Walker and Houston Counties prompted an outpouring of protests from members of those communities and requests for action. Governor Riley listened and acted.

 

December 29, 2008, Governor Riley issued an executive order empaneling the Task Force on Illegal Gambling. 

 

February 10, 2009, concerned how the Task Force on Illegal Gambling might impact plans to develop Country Crossing, another Dothan delegation, consisting of Chairman Mark Culver, Mayor Pat Thomas, Matt Parker and Bob Hendrix, traveled to Montgomery to discuss their concerns with Governor Riley.  At that meeting Governor Riley brought in members of his legal staff who explained in great detail why “electronic bingo” was illegal.  It was made clear during this meeting that the Task Force would enforce the law in every county in Alabama.

 

Nevertheless, Chairman Culver and company were determined to ignore what the governor’s legal team had told them.  Nor did they request County Attorney Gary Sherrer to communicate with Governor Riley’s legal team to see if he thought their position had merit.

 

March 19, 2009, the Task Force executed a search warrant on Whitehall Entertainment Center in Lowndes County, seizing 105 slot machines, over $500,000 in cash and financial records.  This event was widely reported in the news.  That same day officials held a ground-breaking ceremony at Country Crossing.

 

November 13, 2009, the Alabama Supreme Court rendered its decision in Cornerstone Community Outreach (“Whitehall”) case.  This decision approved the Task Forces search and seizure of the “electronic bingo” machines.  It also included the “six characteristics” of the game of bingo.

 

November 25, 2009, the Houston County Commission initiated a request to Gaming Laboratories International, an “independent laboratory,” to obtain certification that the “Bingo Systems” in use at the Bingo Pavilion at Country Crossing were compliant with the six characteristics articulated in the recent Alabama Supreme Court decision.  However, a careful reading of that request reveals that the actual “characteristics” articulated in the body of the request were not the six characteristics articulated in the Court’s decision.  They were simply a restatement of the existing operating functions of those machines.  Thus, the “certification” which Chairman Culver literally waved before the media as he repeatedly assured the public “these machines are legal” provided no such certification.

 

Every Houston County Commissioner is seeking re-election. Each continues to repeat the absurd notion that the collaboration with Ronnie Gilley was necessary to prevent the rampant spread of "electronic bingo." Such was implied by Francis Cook in the Dothan Eagle last week: "[Is] keeping it out of convenience stores and McDonald’s so wrong?" 

So, How did it get this far? The Houston County Commission and others bought into the promises of Ronnie Gilley.  No one checked his figures or the validity of his projections.  No one considered whether there would be any adverse impacts resulting from casino style gambling. Wary of public opposition, they decided to proceed in secret.  The history of apparent success with such operations in Macon, Greene and Lowndes Counties along with the tacit support of Attorney General Troy King encouraged them to think the only practical obstacle would be public attitudes toward gambling.

 

Having undertaken a course of deception, they have continued down that course.  That many people still express confusion is a testament to the efforts to mislead, rather than enlighten the public.  It is contributed to with one-sided reporting by area print and broadcast media.

Throughout all of this there has been no public debate on whether Gambling is good or bad, as though it were merely a moral issue.  A modest internet search of terms such as “gambling effect on economy,” “gambling effect on politics,” or “gambling effect on community” will produce ample independent studies and reports that, at the least, will demonstrate it is not the win-win scenario Ronnie Gilley or Milton McGregor describe.  An honest public debate is what should take place if there is significant interest in opening our state to casino gambling.

 

Honesty and trust in elected leaders is what the coming election should be about. We teach our children to be truthful. We should expect the same from elected officials.  As voters we are the ultimate shepherds of good government. It is our responsibility to hold elected officials accountable. Ultimately, the government we get will be no better than what we require.

I have taken the trouble to publish this expose because I believe truth matters.

 

Michael J. Gamble

Usury is Evil

The Greatest Swindle Ever!

“through knowledge shall the just be delivered” Proverbs 11:9

"Banking was conceived in iniquity and was born in sin. The Bankers own the earth. Take it away from them, but leave them the power to create deposits, and with the flick of the pen they will create enough deposits to buy it all back again. However, take it away from them, and all the great fortunes like mine disappear, and they ought to disappear, for this would be a happier and better world to live in. But, if you wish to remain the slaves of Bankers and pay the cost of your own slavery, let them continue to create deposits" -- Sir Josiah Stamp (President of the Bank of England in the 1920s, the second richest man in Britain).

"The rich ruleth over the poor, and the borrower is servant to the lender" -- Proverbs 22:7

“If thou hast nothing to pay, why should he take away thy bed from under thee?” Proverbs 22:27

“Hath given forth upon usury, and hath take increase: shall he then live? He shall not live: he hath done all these abominations; he shall surely die; his blood be upon him”. Ezekiel 18:13

“For the wages of sin is death;” Romans 6:23

“So then every one of us shall give account of himself to God.” Romans 14:12

“While we look not at the things which are seen, but at the things that are not seen: for the things which are seen are temporal; but the things which are not seen are eternal.”

2 Corinthians 4:18

 

The Philosophy of Liberty or Freedom

The philosophy of liberty is based on the principle of self-ownership. You own your life. To deny this is to imply that another person has a higher claim on your life than you do. No other person or group of persons owns your life nor do you own the lives of others.

You exist in time. This is manifest in past, present and future time and in life, liberty and the product of your life and liberty. To lose your life is to lose your future. To lose your liberty is to lose your present. To lose the product of your life and liberty is to lose that portion of your past that produced it. A product of your life and your liberty is your property, the fruit of your labor and the product of your time, energy and talents. Property is that part of nature which you turn into valuable use. Property is the property of others that is given to you by voluntary exchange and mutual consent. Two people who exchange property voluntarily are both better off or they wouldn't do it. Only they may rightfully make their decision for themselves.

At times some people use force or fraud to take from others without voluntary consent. The initiation of force or fraud to take life is murder. To take liberty is slavery. And to take property is theft. It is the same whether these actions are done by one person acting alone, or by the many acting against a few, or even by officials with fine hats. You have a right to protect your own life, liberty, and justly acquired property from the forceful aggression of others and you may ask others to help defend you, but you do not have the right to initiate force against a life, liberty and property of others. Thus, you do not have the right to designate some person to initiate force against others on your behalf. You have the right to seek leaders for yourself, but you have no right to impose rulers onto others. No matter how officials are selected, they are only human beings and they have no right or claims that are higher than those of any other human beings. Regardless of the imaginative labels for their behavior or the numbers of people encouraging them, officials have no right to murder, to enslave or to steal. You cannot give them any rights that you do not have yourself.

Since you own your live you are responsible for your life. You do not rent your life from others who demand you obedience. Nor are you a slave to others who demand your sacrifice. You choose your own goals based on your own values. Success and failure are born the necessary incentives to learn and to grow. Your action on behalf of others or their action on behalf of you is virtuous is only when it is derived from voluntary mutual consent. For virtue can exist only where there is free choice. This is the basis of a truly free society. It is not only the most practical and humanitarian foundation for human action it is also the most ethical.

Problems in the world that arise from the initiation of force by government have a solution. The solution is for the people the earth to stop asking government officials to initiate force on their behalf. Evil does not arise only from evil people, but also from good people who tolerate the initiation of force as a means to their own ends. In this manner, good people have empowered evil people throughout history.

 

Having confidence in a free society is to focus on the process of discovery in the marketplace of values rather than to focus on some imposed vision or goal using governmental force to impose a vision on others is intellectual sloth and typically results in unintended, perverse consequences.

Achieving a free society requires courage to think to talk and to act especially when it is easier to do nothing.

Credits Written by Ken Schoolland Produced by Lux Lucre www.jonathangullible.com

 

CHRISTIANS AND POLITICS.

The government that is always in control even if mankind is not.

"What is taught in the Word regarding the position of a Christian when called upon to vote?"

 

You will, perhaps, be startled when we tell you that your question involves the very foundations of Christianity. We would ask you, dear friend, to which world does the Christian belong? Does he belong to this world or to the world above? Is his citizenship on earth or in heaven? Is he dead to this world, or alive in it — which I If he be a citizen of this world — if his place, his portion, and his home be here, then, assuredly, he cannot take too active a part in its affairs. He should vote for town councilors and members of Congress, he should strain every nerve to get the right man into the right place, whether it be at the municipal board, or on the floor of Congress. He should put forth every effort to mend and regulate the world. If, in a word, he be a citizen of this world, he ought, to the best of his ability, to discharge the functions pertaining to such a position.

But, on the other hand, if it be true that the Christian is, as regards this world, "dead" — if his citizenship is in heaven, if his place, his portion, and his home be on high, if he is only a pilgrim and a stranger here below, then it follows that he is not called to meddle in any way with this world's politics, but to pass on his pilgrim way, patiently submitting himself to every ordinance of man for the Lord's sake, yielding obedience to the powers that be, and praying for their preservation and well-being in all things.

"What is taught in the Word" on this point? An all-important question. What, then, saith the Scripture? A passage or two will suffice. Hear what our Lord said, when addressing the Father in reference to "His own in the world:"

"I have given them thy word; and the world hath hated them, because they are not of the world, even as I am not of the world. I pray not that thou shouldest take them out of the world, but that thou shouldest keep them from the evil. They are not of the world, even as I am not of the world."

Again, hear the inspired apostle on this subject: "Brethren, be followers together of me, and mark them which walk so as ye have us for an ensample. (For many walk, of whom I have told you often, and now tell you even weeping, that they are the enemies of the cross of Christ; whose end is destruction, whose god is their belly, and whose glory is in their shame, who mind earthly things.)”

For our citizenship is in heaven; from whence also we look for the Savior, the Lord Jesus Christ." (Phil. 3: 17-20)

So also, in the epistle to the Colossians, we read, "If ye then be risen with Christ, seek those things which are above, where Christ sitteth on the right hand of God. Set your affection on things above, not on things on the earth. For ye are dead, and your life is hid with: Christ in God. When Christ our life shall appear, then shall ye also appear with Him in glory."

Some, however, may say that the fore-going Scriptures no longer apply — that "the world" of John 17 is not the world of the twenty-first century — that the former was a pagan world, whereas the latter is a somewhat Christian world. To all who take this ground, we have nothing to say. If the teaching of the New Testament was only designed for a bygone age, if it bears only upon the things that were, and has no application to the things that are, then, indeed, we know not where we are, or whither to turn for guidance or authority. But, thank God, we have a divine: and, therefore, all-sufficient directory for all ages, all times, and all conditions.

If, therefore, we are to be guided by Scripture, we have no warrant whatever for meddling in this world's politics. The cross of Jesus has snapped the link which connected us with this world. We are identified with Him. He is our Model. If He were here, He would find His place outside the range of this world. You would not see Him at the council-board, on the judicial bench, in the Halls of Congress, or with the sword in His hand. By and by, He will wield the scepter, draw the sword, and hold the reins of government in His hand. (May God hasten the day?) But now He is rejected, and we are called to share His rejection.

Our path in this world, as Christians, is obedience or suffering. We are called to pray for all in authority, but not to be in authority ourselves. There is not so much as a single line of Scripture to guide me as a voter, or a member, or a magistrate. If, therefore, I act in these characters, I do so without one word of direction from my Master — nay, more, I act in a way utterly opposed to Him, and in direct opposition to the spirit and teaching of the New Testament.

May God make us more faithful to Christ! May we be delivered more completely, in heart and spirit, from this present evil world, and be enabled to pursue, with holy decision, our pilgrim path across the sand of the desert! We are quite aware that what we have written on this subject will prove unsavory and unpopular; but this must not deter us from speaking the truth, and we trust it may not deter us from acting the truth also.

 

Auburn University at Montgomery Newspaper published this Letter in 1989

Letters to the editor entitled, The Living Death

     The re-examination of the Roe vs Wade Supreme Court decision has fanned a new wave of emotional tantrums from the opposing camps.

     The number one problem in this debate is that most commentators on the issue are not even qualified to comment on the affairs of man because they do not know what a man is. When I attended Auburn University in the early 60s I was taught that a man is body and mind. The professor had an earned doctorate degree after his name and yet he did not know that a man is a body, soul, and spirit. 1Thessalonians 5:23.

     We do evolve, but not in a manner Darwin thought. Darwin thought we started as a worm in water and progressed upward into a man. God declares that we start as a man and can evolve in one or two directions- upward or downward.

     In order to make the directional decision one must first be in a body, which is to have been born of water, then the second step is as essential as the first, he must have a soul. The soul arrives at the same time that the first breath is taken and departs the body when the last breath is taken. Genesis 2:7, 35:18, 1Kings 17:17, 17:22, and acts 17:25.

     The third step is invisible because it is exclusively spiritual. God is always interested in the spiritual because he is a spirit. He defines life as being in possession of spiritual life. John 3:36. God even declares that if you reject his source of life, then you will never see life or you suffer the real abortion- being forever spiritually dead. The very landscape of America is dotted with anti-abortion clinics called churches, which exist for one purpose and that is to produce spiritual offspring.

     Children who are not born because of their having been physically aborted also rendered invisible from society because of the abortion procedure. Yet, these invisible children, cry out even from the grave. It is tragic, for all that a child is aborted physically, but it is nothing compared to all those who are spiritually aborted by their own will.

     Examine Exodus 21:22-25 and you will find that a fetus is the fruit of the womb and is not on the same legal standing as a mother who has the breath of life. The child, as a fruit, did not yet possess a soul. The fruit value is determined by the father, and if that is not just, then the Supreme Court decides. The woman is pregnant and the child aborts and is dead, but the woman lives. The husband and the court decide the restitution. If the woman loses her life, then the one who causes the loss must die. One thing is for certain. Physical abortion is wrong, but it is not murder. The woman’s life is more important than the fruit’s life.

     Now, if the child is born and breaths, and does not accept Jesus Christ, it would have been better if he had never been born, or better, if he had been aborted. Job 10:19.

     It is true that Adam fell. His spiritually aborted children continue to fall by losing their physical life in the grave, and then experience a second death of their soul. (the second death of Revelation 20) by losing their soulish-bodly-shape of a human and becoming the shape of a sperm or a worm. (Psalms 22, Isaiah 66). This is the opposite of Darwin. Man falls rather than evolving upwardly. The symbol at your Doctor’s office illustrates this traditional belief. The healing man shows a worm wrapped around a pole as the example of his occupation of fighting disease. All because a man refuses to accept that he cannot return to his mother’s womb to be born again, but must be spiritually born of God. (1John 3:9).

     “Lo, children are a heritage of the Lord: and the fruit of the womb is his reward.” (Psalms 127:3) …but Ephraim shall bring forth his children to the murderer. Give them, O Lord: what will thou give? Give them a miscarrying womb and dry breasts.” (Hosea 9:12-13).

     Each of us must search out his own position for his life and establish a standard that is his authority. The decision is serious. H Jack Mizell

Which President personifies this definition?

WHAT IS SIN?

Sin is to feel a secret pride in success, training or appearance.

 

Sin is to feel an important independent spirit.

 

Sin is to feel bitter over what someone else has told you about the success of another.

 

Sin is a harsh, sarcastic, unyielding spirit; a touchy bitter, sensitive spirit. A desire to attract the attention of the opposite sex; to say and do things to attract attention to self.

 

Sin is a constant complaining and a desire to quit trying to do right.

 

Sin is unnatural or abusive acts to self or others.

 

Sin is a deceitful spirit that seeks to create false impressions; to pick flaws and criticize when set aside unnoticed.

 

Sin is lustful and wandering eyes; a shrinking from duty and reproach; a tendency to retaliate when crossed; permitting things in yourself that you would not permit in others in your idea of a concentrated Christian.

 

Sin is a shallow, stingy uncleanness in thought or desire; a joker or jester; vain or light in manner of conversation or life; unwilling to put out for others unless personal advantage is involved; partiality to certain people, class or denominations; always thinking of what might have been if things had not happened the way they did.

 

Sin is being unthankful and unappreciative of your lot in life, and constant fear of failure, and taking an unmerciful attitude toward those who do fail; or taking an inferior attitude toward those of wealth or position.

 

Sin is putting on a false or exaggerated humility, imagining how others are praising you or speaking well of you.

 

Sin is straining at the truth, and showing an "I don't care" attitude toward being caught in sin, or shirking responsibilities.

 

Sin is the feelings of nervousness you get when you see someone doing something you think you could do better.

 

                                                 SUCESSFUL LIFE

Luke 9:23 "...If any man will come after me, let him deny himself, and take up his cross daily, and follow me."


 

TWO DIFFERENT

     Earth and Heaven are not the same. They are spelled differently. Who said they were different? God. In Genesis 1:1 states they are different. Never are they to be combined. Revelation 21:1 states them different even when new. They can never be mixed or blended. Earth and heaven are different. Who can dispute the God who segregates them?

   In Alabama there are two different foreclosure processes, non-judicial and judicial. They are different. Non-judicial is private matter where there is consent only, no dispute from start to finish.

 Judicial foreclosure is a state action devoted to the satisfaction of due process. The debtor must be given notice and opportunity to be heard. The absence of one hundred percent consent from the two private parties makes the judicial necessary.

     A trial by jury of peers alone can determine the facts that demand a course of action, even the deprivation of property.

     The most valuable earthly property that any man can ever own is his signature, the representation of his consent given freely. When one steals a signature and uses it for his own purposes, then he is a thief and that use of signature is called forgery.

     The law is clear about the distinction between the two foreclosure procedures. “However, even where self-help (non-judicial) repossession is valid under applicable due process standards, when state law enforcement personnel are present in the course of what began as a self-help repossession, the proceeding becomes state action and the debtor must be given notice and opportunity to be heard or there is a deprivation of constitutional rights.”

     Many people are deprived of their constitutional rights under the color of law and by those who are ignorant of the law, and are self-righteousness. See Romans 10:3.

     Only Satan uses instruments of coercion to keep you under bondage. Redemption is free for the asking.

 

http://www.youtube.com/watch?v=5BT9E1SRrXU

 

NO TAXES

June 15, 2013

 

Should America Print its own Script and do away with taxes by all principle paid to state rather than the financial elite?

     Banks steal all principle by filing a 1099A after 90 days from final payment. Banks then enter abandoned principle as income for the Bank on their balance sheet.

     Principle paid to the state eliminates all taxes except for a 1.5% fee for the bank’s expenses of operation. All bank facilities and employees are state assets and operation.

     See Nehemiah 5:1-13, Also Ezekiel 18:13

       Why encourage bankers to violate Exodus 20:15

The following historical story is taken from a radio address given by Congressman Charles G. Binderup of Nebraska, some 50 years ago and was reprinted in Unrobing the Ghosts of Wall Street:

Colonies More Prosperous Than The Home Country

Before the American War for Independence in 1776, the colonized part of what is today the United States of America was a possession of England. It was called New England, and was made up of 13 colonies, which became the first 13 states of the great Republic. Around 1750, this New England was very prosperous. Benjamin Franklin was able to write:

“There was abundance in the Colonies, and peace was reigning on every border. It was difficult, and even impossible, to find a happier and more prosperous nation on all the surface of the globe. Comfort was prevailing in every home. The people, in general, kept the highest moral standards, and education was widely spread.”

When Benjamin Franklin went over to England to represent the interests of the Colonies, he saw a completely different situation: the working population of this country was gnawed by hunger and poverty. “The streets are covered with beggars and tramps,” he wrote. He asked his English friends how England, with all its wealth, could have so much poverty among its working classes.

His friends replied that England was a prey to a terrible condition: it had too many workers! The rich said they were already overburdened with taxes, and could not pay more to relieve the needs and poverty of this mass of workers. Several rich Englishmen of that time actually believed, along with Mathus, that wars and plague were necessary to rid the country from man-power surpluses.

Franklin’s friends then asked him how the American Colonies managed to collect enough money to support their poor houses, and how they could overcome this plague of pauperism. Franklin replied:

“We have no poor houses in the Colonies; and if we had some, there would be nobody to put in them, since there is, in the Colonies, not a single unemployed person, neither beggars nor tramps.”

Thanks To Free Money Issued By The Nation

His friends could not believe their ears, and even less understand this fact, since when the English poor houses and jails became too cluttered, England shipped these poor wretches and down-and- outs, like cattle, and discharged, on the quays of the Colonies, those who had survived the poverty, dirtiness and privations of the journey. At that time, England was throwing into jail those who could not pay their debts. They therefore asked Franklin how he could explain the remarkable prosperity of the New England Colonies. Franklin replied:

“That is simple. In the Colonies, we issue our own paper money. It is called ‘Colonial Scrip.’ We issue it in proper proportion to make the goods and pass easily from the producers to the consumers. In this manner, creating ourselves our own paper money, we control its purchasing power and we have no interest to pay to no one.”

The Bankers Impose Poverty

The information came to the knowledge of the English Bankers, and held their attention. They immediately took the necessary steps to have the British Parliament to pass a law that prohibited the Colonies from using their scrip money, and then ordered them to use only the gold and silver money that was provided in sufficient quantity by the English bankers. Then began in America the plague of debt-money, which has never since brought so many curses to the American people.

The first law was passed in 1751, and then completed by a more restrictive law in 1763. Franklin reported that one year after the implementation of this prohibition on Colonial money, the streets of the Colonies were filled with unemployment and beggars, just like in England, because there was not enough money to pay for the goods and work. The circulating medium of exchange had been reduced by half.

Franklin added that this was the original cause of the American Revolution – and not the tax on tea nor the Stamp Act, as it has been taught again and again in history books. The financiers always manage to have removed from school books all that can throw light on their own schemes, and damage the glow that protects their power.

Franklin, who was one of the chief architects of the American independence, wrote it clearly:

“The Colonies would gladly have borne the little tax on tea and other matters had it not been the poverty caused by the bad influence of the English bankers on the Parliament, which has caused in the Colonies hatred of England and the Revolutionary War.”

This point of view of Franklin was confirmed by great statesmen of his era: John Adams, Jefferson, and several others. A remarkable English historian, John Twells, wrote, speaking of the money of the Colonies, the Colonial Scrip:

“It was the monetary system under which America’s Colonies flourished to such an extent that Edmund Burke was able to write about them: ‘Nothing in the history of the world resembles their progress. It was a sound and beneficial system, and its effects led to the happiness of the people.’”

John Twells adds:

“In a bad hour, the British Parliament took away from America its representative money, forbade any further issue of bills of credit, these bills ceasing to be legal tender, and ordered that all taxes should be paid in coins. Consider now the consequences: this restriction of the medium of exchange paralyzed all the industrial energies of the people. Ruin took place in these once flourishing Colonies; most rigorous distress visited every family and every business, discontent became desperation, and reached a point, to use the words of Dr. Johnson, when human nature rises up and assets its rights.”

Another writer, Peter Cooper, expresses himself along the same lines. After having said how Franklin had explained to the London Parliament the cause of the prosperity of the Colonies, he wrote:

“After Franklin gave explanations on the true cause of the prosperity of the Colonies, the Parliament exacted laws forbidding the use of this money in the payment of taxes. This decision brought so many drawbacks and so much poverty to the people that it was the main cause of the Revolution. The suppression of the Colonial money was a much more important reason for the general uprising than the Tea and Stamp Act.”

Today, in America as well as in Europe, we are under the regime of the Scrip of the Bankers instead of the scrip of the nation. Hence the public debts, everlasting interest charges, taxes that plunder purchasing power, with the only result being a consolidation of the financial dictatorship.

There is only one cure for America’s ultimate financial collapse and that is for Congress to exercise Clause 30 of the “Federal” Reserve Act, buy the outstanding shares of stock, shut down this unconstitutional system and sell off their assets to reimburse the people of this nation for this unspeakable theft of their wealth. This is the first installment of postings on this issue, new ones will be put up as soon as manpower allows.

Copyright © 1941 by Congressman Charles G. Binderup

BINDERUP, Charles Gustav, a Representative from Nebraska; born in Horsens, Denmark, March 5, 1873; when six months old immigrated to the United States with his parents, who settled on a farm near Hastings, Adams County, Nebr.; attended the county schools and Grand Island (Nebr.) Business College; engaged in agricultural pursuits near Hastings and Minden, Nebr., and also in the mercantile and creamery business at Minden, Nebr.; elected as a Democrat to the Seventy-fourth and Seventy-fifth Congresses (January 3, 1935-January 3, 1939); was an unsuccessful candidate for reelection in 1938 to the Seventy-sixth Congress and for election as an Independent in 1940 to the Seventy-seventh Congress; organized and was active in the Constitutional Money League of America in Minden, Nebr., until his death; died in Minden, Nebr., August 19, 1950; interment in Minden Cemetery.

Important Caveat

On November 11, 2007, I sent the following e-mail to Professor Farley Grubb, author of  Creating the U.S. Dollar Currency Union,1748-1811: A Quest for Monetary Stability or a Usurpation of State Sovereignty for Personal Gain?, and Benjamin Franklin and the Birth of a Paper Money Economy:

Dear Professor Grubb,

Please find attached a copy of a transcript of a radio address given by Congressman Charles G. Binderup in 1941.

He quotes several times from Benjamin Franklin and Peter Cooper, without giving citations.

When I posted this article on my blogsite, several people asked for citations.

I would like to know whether the Franklin quotes are genuine, and if so, what are the sources.

Yours sincerely

Anthony Hopkins

He replied the following  day:

Dear Anthony,

As far as the exactness of the Franklin quotes the person you should consult (the expert) is Professor J. A. Leo Lemay [//21stcenturycicero.wordpress.com/agent/MobNewMsg?to= This e-mail address is being protected from spambots. You need JavaScript enabled to view it "> This e-mail address is being protected from spambots. You need JavaScript enabled to view it "> This e-mail address is being protected from spambots. You need JavaScript enabled to view it "> This e-mail address is being protected from spambots. You need JavaScript enabled to view it ] English Dept., University of Delaware, Newark, DE 19716. He is writing the definitive “Life of Franklin” –see his first 2 volumes.

Otherwise, to my ear the quotes seem in the spirit of Franklin but sound a bit paraphrased, even anachronistic (e.g. the reference to bankers seems out of place)…especially the latter quotes in the speech. But I could be wrong. I am not all knowledgeable about every word Franklin spoke. The best would be to check through the indexes of the standard sources on the writings of Franklin during the periods mentioned for the phrases…e.g. see THE PAPERS OF BENJAMIN FRANKLIN v. 1-38; or given that the senator was speaking in 1941, one of the older compilations of Franklin’s writings such as A. H. Smyth (1907) THE WRITINGS OF BENJAMIN FRANKLIN v. 1-10. Use the indexes of these to check for key phrases.

Finally, setting the accuracy of the Franklin quotes aside, the passages in the senator’s speech are choked full of exaggerated and outright erroneous history. For example, the Currency Acts if 1751 and 1764 did not [REPEAT--DID NOT] prohibit the colonies from issuing paper money. Read the acts, and then look at what the colonies actually did. That these currency acts were the KEY spark to the revolution is highly doubtful.

Sincerely,

Farley

Farley Grubb, Professor and NBER Research Associate
Economics Dept.
University of Delaware
Newark, DE 19716
USA

Following Professor Grubb’s suggestion, I e-mailed Professor LeMay, asking him if the quotes were genuine and, if so, what their sources were. Here is his reply:

Dear Anthony,

I apologize for not reading what you sent before. I had just replied to a couple Nazi propaganda efforts that resurrect commonly, and I assumed you were asking about them.

There are, however, a number of strange statements in the quotation, though it reflects some of Franklin’s opinions. Of course the American colonies were generally regarded as partly New England, partly Middle Colonies, and partly Southern colonies. All had poor houses. Philadelphia had a fairly large one. Franklin disapproved of offering charity rather than work to healthy6 people, but he was also a chief founder and first President of the Pennsylvania Hospital (the first in America), which, like almost all hospitals in the eighteenth century, was a charity hospital.

He was an advocate of paper money, and Pennsylvania’s colonial paper money was sound and therefore never prohibited, though New England’s was unsound, inflationary, and finally prohibited (reasonably, it seems to me and probably to Farley Grubb) by Parliament, because it
became nearly worthless — before being prohibited. (It had become a dodge to pay off English creditors, rather than a reasonable medium of value.)

He also did think that America was generally better off than England and that its population was growing faster than England’s. (Thomas Malthus later used Franklin’s data.) That was true because of the available land in America (which, of course, the colonists took from
the Indians) and true in the South because of available land and the slave system. Indeed, Franklin said that the Indians in America lived better than the Irish in Ireland — because the latter were oppressed by the English landlords.

As for the causes of the American Revolution, the colonists had many complaints, but the most fundamental one was taxation without representation.

There are no accurate quotations from Franklin, though sometimes his point of view is reflected in the speech, but sometimes, too, it misrepresents him.

Best wishes,

Leo 

I also put the words, “scrip”, “prosperous”, “poverty”, and “English bankers” in the search box on an online version of The Papers of Benjamin Franklin, and found nothing corresponding to the purported Franklin quotes in Binderup’s address.

I also went on the online version of The Writings of Benjamin Franklin and found the following article, Causes of the American Discontents Before 1768. In it, Franklin enumerates a number of grievance, including the following:

That on a frivolous complaint of a few Virginia Merchants, nine Colonies were restrained from making paper money, though become absolutely necessary to their internal commerce, from the constant remittance of their gold and silver to Britain. — But not only the interest of a particular body of Merchants, the interest of any small body of British Tradesmen or Artificers, has been found, they say, to out-weigh that of all the King’s subjects in the Colonies.

Thus, taking away from the colonists the right to issue their own money was indeed a grievance, but it was one of many and does not appear in the Declaration of Independence.

I made this point to Professor LeMay, who replied:

Dear Anthony,

Franklin objected to the English acts denying some colonies the right to make money because the Penns used that dodge to turn down the Pennsylvania Assembly bills. The Pennsylvania Assembly charged a small interest on the paper currency it issued, and that financed the
government. Penn (ie, Thomas Penn) scorned the assembly and wanted it at his mercy, so he generally had his governors turn down paper money bills. They said that Parliament would not want them to pass such bills. (They used that dodge rather than say Thomas Penn had forbidden them to do so, and taken out a bond for five thousand pounds that they would do
what he required.) But Parliament did not object to Pennsylvania’s issuing paper money — only to those colonies who issued nearly worthless paper money.

I suspect that had Franklin been in charge of the entire paper currency (as he was, to some degree, in part of 1775 and 1776), he would not have allowed the individual colonies to issue nearly worthless mediums of exchange.

On the other hand, Parliament behaved unreasonably to America in the Stamp Act and following years, and Franklin was a better propagandist than Parliament.

All best, Leo

"Banking was conceived in iniquity and was born in sin. The Bankers own the earth. Take it away from them, but leave them the power to create deposits, and with the flick of the pen they will create enough deposits to buy it all back again. However, take it away from them, and all the great fortunes like mine disappear, and they ought to disappear, for this would be a happier and better world to live in. But, if you wish to remain the slaves of Bankers and pay the cost of your own slavery, let them continue to create deposits" -- Sir Josiah Stamp (President of the Bank of England in the 1920s, the second richest man in Britain).

 

George Washington Carver

Quotes from a Christian

 

Fear of something is at the root of hate for others, and hate within will eventually destroy the hater.

 

When our thoughts - which bring actions - are filled with hate against anyone, Negro or white, we are in a living hell. That is as real as hell will ever be.

 

How far you go in life depends on your being tender with the young, compassionate with the aged, sympathetic with the striving and tolerant of the weak and strong. Because someday in your life you will have been all of these.

 

Education is the key to unlock the golden door of freedom.

 

Ninety-nine percent of the failures come from people who have the habit of making excuses.

 

I love to think of nature as an unlimited broadcasting station, through which God speaks to us every hour, if we will only tune in.

 

Our creator is the same and never changes despite the names given Him by people here and in all parts of the world. Even if we gave Him no name at all, He would still be there, within us, waiting to give us good on this earth.

 

There is no short cut to achievement. Life requires thorough preparation - veneer isn't worth anything.

 

No individual has any right to come into the world and go out of it without leaving behind him distinct and legitimate reasons for having passed through it.

 

Learn to do common things uncommonly well; we must always keep in mind that anything that helps fill the dinner pail is valuable.

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